Owner User Programs  02-COMMERCIAL-LOAN-APPLICATION  03-PERSONAL-FINANCIAL-STATEMENT  04-SCHEDULE-OF-REAL-ESTATE-OWNED  07-PROPERTY-INFORMATION  08-LEASE-SUMMARY  09-TENANT-PROFILE  10-CERTIFIED-RENT-ROLL  12-STATEMENT-OF-LOAN-PURPOSE  15-CONFIDENTIAL-INFORMATION-STATEMENT